Summerlin Life and Health Insurance Company (“Summerlin”) is Hawaii's newest group health insurance company. Summerlin was founded and licensed as a domestic Life and Health Insurance Company in Nevada in 2003, Hawaii in 2004 and Arizona in 2005. Summerlin is headquartered in Las Vegas, Nevada with locally based service centers in Honolulu, Hawaii and Phoenix, Arizona. Summerlin offers a full line of fully insured group health insurance products to small and large size employers, trust funds and other plan sponsors. The benefit plans offered by Summerlin are extensive and its pharmacy and provider networks are comprehensive with more than 9,000 providers in Arizona, 4,000 providers in Nevada and 4,200 providers in Hawaii. National Preferred Provider Organizations (PPO) networks make coverage seamless.

On August 2, 2004, Summerlin announced that it had been approved by the Insurance Commissioner and Director of Labor to provide group health in the State of Hawaii. The three new health insurance products designed to provide exceptional value to the people of Hawaii are called Summerlin Easy Hawaii, and it consists of a “$15 Office” co-pay plan, an “All 20 percent” coinsurance plan, and a “PPO Plan”. In 2005, the “90/10 PPO” coinsurance plan was added. These plans offer open and direct access to providers, giving members the freedom to go directly to any physician, hospital or health care professional for covered services. No referral is required and all four plans feature excellent coverage for routine preventive care, specialty care, hospitalization, surgery, diagnostic testing and emergency care. The new products include prescription drug coverage; only a small number of services require preauthorization or notification. Dental and vision riders are available as options.